Consumer Compliance Supervisory Highlights includes, on occasion, articles on fair lending matters.Identifying and Mitigating Potential Redlining Risks - PDF provides useful information on how banks can identify and mitigate potential redlining risks.PDF provides information, in the form of an FDIC Newsletter, to institutions on the identification and management of discretion in pricing, underwriting, and other aspects of credit transactions Implementing a Fair Lending Action Plan to Manage Discretion in Credit Decisions.Part 100 - Discriminatory Conduct Under the Fair Housing Actĭescribes the elements of discrimination related to residential real estate transactions and was issued to administer and enforce Title VIII of the Civil Rights Act of 1968, as amended by the Fair Housing Amendments Act of 1988ĭiscusses prohibitions on discriminatory advertising with regard to residential real estate-related transactions and details recordkeeping requirementsįrequently asked questions, advisories, statements of policy, and other information issued by the FDIC alone, or on an interagency basis, provided to address consumer protection issues.Civil Rights Act of 1968 - Title VIII (Fair Housing)ĭiscusses the prohibitions on discriminatory actions in mortgage lending transactions.Prohibits discrimination in offering credit based on certain characteristics Provides access to the Consumer Financial Protection Bureau’s Regulation B - Equal Credit Opportunity Part 1002 - Equal Credit Opportunity Act (Regulation B).Key laws and regulations that pertain to FDIC-supervised institutions note that other laws and regulations also may apply.
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